Credit Analysts

Typical job duties performed with this occupation include:

TASK DUTIES
Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
Analyze financial data such as income growth, quality of management, and market share to determine expected profitability of loans.
Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
Confer with credit association and other business representatives to exchange credit information.
Consult with customers to resolve complaints and verify financial and credit transactions.
Evaluate customer records and recommend payment plans, based on earnings, savings data, payment history, and purchase activity.
Generate financial ratios, using computer programs, to evaluate customers' financial status.
Prepare reports that include the degree of risk involved in extending credit or lending money.
Review individual or commercial customer files to identify and select delinquent accounts for collection.
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*Note: Not all occupations will have a full list of Task Duties or associated programs

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Training for this occupational program or those in a similar family of programs can be located at the following postsecondary institutions in the State of Kansas. Please check with a program advisor at the postsecondary institution for more information on the particular focus of each program listed. Programs nearest the local area appear first. Click on the program to find more information.

INSTITUTION NAME	CITY	INSTITUTION TYPE	PROGRAM TITLE	AWARDS	HOURS
University of Kansas	Lawrence	Public	ACCOUNTING	Bachelor Degree - BSB	120
University of Kansas	Lawrence	Public	FINANCE	Bachelor Degree - BSB	120
Washburn University	Topeka	Public	ACCOUNTING	Bachelor Degree - BBA	120
Washburn University	Topeka	Public	FINANCE	Bachelor Degree - BBA	120
Emporia State University	Emporia	Public	ACCOUNTING	Bachelor Degree - BSB	120
Kansas State University	Manhattan	Public	ACCOUNTING	Bachelor Degree - BS	126
Kansas State University	Manhattan	Public	FINANCE, GENERAL	Bachelor Degree - BS	126
Kansas State University	Manhattan	Public	INTEGRATED INVESTMENT MANAGEMENT	Postsecondary award/certificate/diploma(< 1 academic year) - CERT	15
Pittsburg State University	Pittsburg	Public	FINANCE	Bachelor Degree - BBA	120
Pittsburg State University	Pittsburg	Public	ACCOUNTING	Bachelor Degree - BBA	120
Wichita State University	Wichita	Public	FINANCE	Bachelor Degree - BBA	120
Wichita State University	Wichita	Public	ACCOUNTING	Bachelor Degree - BBA	120
Fort Hays State University	Hays	Public	FINANCE	Bachelor Degree - BBA	120
Fort Hays State University	Hays	Public	ACCOUNTING	Bachelor Degree - BBA	120
Grantham University	Lenexa	Private	ACCOUNTING	Bachelor of Science - BS	0
Webster University	Kansas City	Private	FINANCE	Master of Arts - MA	0
National American University - Wichita	Wichita	Private	ACCOUNTING	Bachelor of Science - BS	0
National American University - Wichita Education Center	Wichita	Private	ACCOUNTING	Bachelor of Science - BS	0
National American University - Garden City	Garden City	Private	ACCOUNTING	Bachelor of Science - BS	0
National American University - Garden City	Garden City	Private	BUSINESS ADMINISTRATION EMPH FINANCIAL MANAGEMENT	Bachelor of Science - BS	0

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